I completed my Bachelor’s degree in Business Administration back in May this year. It was an accomplishment I figured would lead to better opportunities and a better financial situation for me. I took out a student loan to complete my degree and currently owe quite a bit of money that I soon will have to start paying back. The student loan process is nice in that after you graduate you aren’t required to start paying back the loan until six months down the road. Almost like a breather until you get settled. Either way, I’m paying a heft sum for a degree I thought would open up new doors and help me obtain a better financial situation.
Boy was I wrong. Well, it’s only been six months but still I really thought I’d have more opportunities or a better grasp on where to go with this new degree. The thing is, there just isn’t much out there for jobs and the opportunities that are out there are paying significantly less that what I make at my current employer. My current situation is a really good spot but there is little to no room to grow. I figured if I obtained my degree, I could find a job that paid me equal to what I am making now and also have more room to grow. Nope!
I could take a pay cut and more to an opportunity that has room to grow or stay in my current situation, make better money and hope someone quits, dies or a new position is created for me. The first option is just not going to work for me, I can’t take a pay cut with my current situation, so I guess I’ll have to go with option. Wait it out and keep looking. I guess I should be grateful because I do have a good job but I know once January comes and I have to make my first payment to these student loans for a degree that was supposed to better my situation I’m going to think, was it really worth it?
Maybe it’s me, but getting my Bachelor’s degree doesn’t seem to be panning out the way I thought it would. Right now I’m thinking, was it worth the time and money?
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